Big Valley Mortgage

Loans Funded

1,000+

Average Loan

23 Day Fundings

Certified Reviews

4.9 Stars

  • See If you qualify for a low down payment option

    See how much you qualify for with our quick qualifier! Just enter your zip code to get started. We will tell you how much you qualify and send a pre-qualification letter on completion.

  • Get The Right Loan For You!

    Whether you are looking to refinance to save on your monthly payments  or looking to get pre-qualified to compete with cash offers, we can help!

  • Fund Your Loan Today

    With today's new loan programs, now is a great time to get qualified. Complete our quick secure application, and we will get you a custom quote with different options and review which one best fits your needs!

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Find The Best Rate

Today's market is fluid. We have resources to shop many rates and programs to find the right loan to fit your needs.

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Pre-Qual Letter

If you're in the market for a new home you'll need a Pre-Qualification letter. Fill out our quick Pre-Qual form and we will generate a pre-qualification letter and can even send it directly to your Realtor.

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14 Day Digital Closing

Our goal is to close your loan in 14 days or less! With our digital tools we speed up the loan process. Our clear communication also helps avoid unnecessary delays.

Welcome To Big Valley Mortgage

Reputable Retail Lender

Big Valley Mortgage has a proven track record, a long-standing history, and a notable reputation as a top retail Independent Mortgage Bank. When you partner with Big Valley Mortgage, you don’t have to worry about the uncertainty of a merger or acquisition—we’re a thriving independent and employee-owned company and plan to keep it that way.

Culture & Community 

We’ve built a company culture that is unmatched in the industry, and it’s centered around YOU. Our mission is creating experiences that matter, which extends to our employees and their families, customers, and the communities we serve.

Best-in-Class Products

Our goal is to get you funded on every opportunity you touch. We do that by providing a comprehensive suite of specialty loan products that will ensure your offers are accepted in today’s market.  Big Valley Mortgage also has exclusive programs like construction lending, reverse mortgages, and now offers consumer and auto loans that provide additional resources for our clients.

We down payment assistance programs, auto and personal loans available.

Construction        FHA and Home rehabilitation loans       Veterans Administration loans

USDA/Rural Housing      Jumbo       Energy Efficiency      ​​Reverse Mortgages

Commercial Capital     Commercial Real Estate      Private Money   

How We Can Help Build Your Dream House

Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • Get Your Offer Accepted
  • Know Your Buying Range
Get Pre-Qualified

Shop For Best Program

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • Shop Multiple Lenders
  • A loan that matches your Goals
  • Lower Payments
Shop Rates

Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • Hassle Free Funding
  •  Build Your Dream House
Fund Your New Home

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

The Big Valley Mortgage Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

The Big Valley Mortgage Corporate Address: 

3000 Lava Ridge Court, #220
Roseville, CA
95661

Proudly serving the Lost Coast

and Trinity, Del Norte, Mendocino,

Placer, El Dorado, and Sacramento counties

Contact Wendy Zampardi

Loan Architect, NMLS: 359350  

Office Hours:

Monday-Friday: 9am to 6pm
 

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Latest News

Calculate Monthly Payment*

Calculate Monthly Payment
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.